By accessing and using Refinance Calc Tool (refinancecalctool.org), you agree to comply with and be bound by the following terms and conditions. If you do not agree with any part of these terms, please do not use our website.
Use of the Website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.
Intellectual Property
All content on this website, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Refinance Calc Tool or its content suppliers and is protected by international copyright and intellectual property laws. You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the website without express written permission.
Calculator Tools
Our calculators are provided as-is for educational and estimation purposes. The results are not guaranteed to be accurate for your specific situation. You should always consult with a qualified professional before making financial decisions based on calculator outputs.
Limitation of Liability
In no event shall Refinance Calc Tool, its authors, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of this website or its tools.
External Links
This website may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.
Modifications
We reserve the right to revise these terms at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Use.
Governing Law
These terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Last updated: June 9, 2026